Banking for
real estate operators.

Apply in 10 minutes for business banking that transforms how you operate.

InstaFi is a financial technology company, not a bank. Banking services provided by BOC Bank, Member FDIC.

All your financial workflows. One platform.

Everything you need to control spend before it happens and empower teams confidently.

All-in-One Card Enjoy seamless collaboration between lenders and investors with premium, fee-free features.
Corporate cards
Control spend Manage card spend with flexible limits and advance funds in real time, instantly.
Control spend
Receive realtime updates Collaborate with borrowers seamlessly through regular project updates.
Receive realtime updates
Banking and treasury Save, spend, and grow your cash with 4.5% yield — from day one.
Banking and treasury
Instantly 
create cards.
submit draw requests.
schedule inspections.
transfer funds.

Build control into the card, before spend even happens.

Fix & Flip
$38,760 $132,000
New Construction
$61,394 $98,520

Earn 4.5% yield instantly.

Maximize your cash flow with auto transfers and 100% liquidity. It’s simple, fast, and hassle-free.

  • Maximize earnings with no minimums or fees.
  • Earn up to 4.5% yield with 100% liquidity.
  • Use auto transfers to earn on unused operating cash.

Built to scale with you at every stage of growth.

Emerging lenders, regional powers, national leaders—our industry-leading solutions are designed for your hard money lending success. When you win, we win.

Emerging lenders

We enable you to offer branded cards, and supercharge your tech stack to your borrowers. Increase client loyalty and growth, in a competitive market.

Emerging lenders
Midsize lenders

Scale your lending operations. Optimize your growing lending business with advanced features, scalable infrastructure, and detailed analytics to support your expansion.

Midsize lenders
Enterprise lenders

Drive excellence in national lending. Manage extensive loan portfolios with enterprise-grade solutions that simplify compliance, enhance borrower experiences, and support strategic growth.

Enterprise lenders

Bank with complete confidence.

FDIC
Insurance
Regulated
Partners
Account
Security

Step Into the Future of Lending.

Emerging lenders, regional powers, national leaders—our industry-leading solutions are designed for your hard money lending success.
When you win, we win.

Book a demo
Book a demo